Property damage is a destruction or damage that reduces the value of a public or private property, either caused by someone other than the owner or a natural phenomenon. If it’s caused by someone, then it is categorized by its cause, i.e., negligence or intentional. Property damage laws governs the amount of compensation that a property owner gets, either from the individual who by neglect or intentionally destroyed part if not the whole of his property.If it was national phenomena, then the insurance company.
Intentional damage is considered violence. The legal term used is vandalism. No matter what happened or how it happened, anyone who own property or destroyed someone else property, need to evaluate the possible scenarios that can lead to a criminal conviction if not being compensated.
Under the law, a minor or childish offense can result in an unwanted future record. It is, for this reason, anyone should hire an attorney whether accused (defendant) or you are the complainant. It is even much more important to hire one if:
-If Natural phenomena damages your property. This will involve insurance company, which in most instances will initiate a fight to either compensate you less or not to compensate you at all. You need an experienced property lawyer who will be with you every step of the way. Otherwise, you might never win.
-If you property is damaged by way of vandalism. This is any form of willful behavior that is aimed at destroying or altering someone else property without their consent.
But sometimes you do not need to hire one, you only need to ask their legal counsel. For example, minor property damage, unintentional damage caused by a friend, or a neighbor willing to pay the damages. Under these cases, a property lawyer is redundant. The first person you should call is a lawyer when your property get damaged not the insurance company.